Harper Financial Associates

Through clear explanations, honest advice, and expert guidance, we help retirees across the country reach their retirement goals.

Helping You Prepare for the Retirement You Deserve

At Harper Financial Associates, we help individuals and families approaching retirement create a personalized financial roadmap with clarity, care, and confidence.
Whether you’re planning five years out or already retired, we help you make smart decisions now that lead to lasting peace of mind.
With more than two decades of experience, our family-owned firm delivers financial strategies that reflect your goals, protect your lifestyle, and adapt with you over time.

What We Offer

Our personalized financial services are designed to support your full retirement journey:
Retirement income planning services in Hingham, Massachusetts - Harper Financial Associates

Wealth Management

Retirement Income Planning

Legacy Planning

Social Security Maximization

Roth Conversions

Tax Minimization Strategies

Defined Benefit Pension Maximization

Risk Tolerance & Portfolio Analysis

Additional Services to Support Your Retirement Journey

In addition to our core offerings, we provide a comprehensive range of planning solutions to help you prepare for every stage of life:

Insurance Strategies

Health, life, and long-term care insurance options tailored to your needs and retirement goals.

Annuities

Evaluate options to create guaranteed income streams and provide lifetime security.

Social Security Planning

Get expert advice on when and how to claim your benefits to maximize what you receive.

Estate & Legacy Planning

Create a plan to pass on your wealth with purpose, clarity, and tax efficiency.

Free Resources for a Confident Retirement

Personalized Strategies
Every plan suits your unique lifestyle, values, and long-term vision.

Trusted Guidance
We explain your options clearly and offer recommendations grounded in experience, not sales pitches.

Long-Term Relationships
We’re not just here for your retirement start date. We’re with you for the whole journey.

Visit Us

99 Derby St. Suite 200 Hingham, MA 02043

Reach Out
Let's Build Your Plan Together
The earlier you start, the more confident you’ll feel. Let’s create a retirement income strategy that gives you the freedom and financial confidence you deserve.